Your details stay in your browser.
The short version: we don't want your data, we don't ask for an account, and the event you pick, your filing status, and your income figures never leave your device. Use this tool like you would a paper worksheet.
What we don't collect
- No account, no email, no name, no phone number.
- The life-changing event you pick, your filing status, and the two income figures are processed entirely in your browser. They are never transmitted to our servers.
- We save nothing about your inputs server-side, and we don't sell, share, or rent any user data — we don't have any to sell.
What we do collect
Anonymous usage analytics. We use Cloudflare Web Analytics, a cookieless, privacy-first tool that measures aggregate traffic and performance (page views, browser type, country from IP — not stored). It sets no cookies, stores no personal data, and doesn't track you across sites. Because it's cookieless it runs for all visitors and needs no consent — it isn't tied to the Analytics cookie toggle.
We also save your cookie choice to this device's storage so we don't re-ask on every visit. That's the only thing we keep.
Advertising
This site is free because it's supported by display advertising. Our advertising partners may set their own cookies on your device to serve relevant ads and measure performance. We explicitly do not share any financial information you enter — your income figures, filing status, event, or results — with any advertising or analytics partner. You can opt out of personalized advertising via aboutads.info or your browser's privacy controls.
EU, UK, and Switzerland visitors see a consent prompt before any non-essential (advertising) cookies are set. You can review or change your cookie choices at any time — .
California residents
California residents have the right to opt out of the "sale" of personal information. Under CCPA's broad definition, our use of behavioral advertising cookies may qualify. To opt out, use the cookie consent controls or enable the Global Privacy Control (GPC) signal in your browser — we honor GPC.
Deleting your data
Because we don't store anything server-side, the only place your inputs ever exist is on your device — and they're gone the moment you close or reload the page. The one thing we keep is your cookie choice; to clear it, clear your browser's site data for irmaarefund.com.
Children
This site is not directed to children under 13, and we do not knowingly collect any information from children.
Third-party links
Links to the Social Security Administration, Medicare.gov, CMS, and sibling sites lead to their own websites; we don't control or speak for their privacy practices.
Contact
irmaarefund.com is operated by Red Goggles LLC. For privacy questions, email [email protected] or see our contact page.
Last updated: June 2026